By the Ticket Dismissal HQ editorial teamReviewed Sep 18, 2026Sources cited at the endNot legal advice
New Jersey speeding fines are set statewide by the Supreme Court’s schedule, so the fine for 10 over is the same in Newark as in Cape May: $85 for 1–9 over, rising to $260 for 35–39 over, with court costs of $33 added and fines doubled in 65-mph zones, construction zones and Safe Corridors. The fine is the small part. The points (2, 4 or 5), the MVC surcharge at 6 points, and the insurance increase are where a New Jersey speeding ticket gets expensive.
Quick answer
- Fine + $33 court costs: 1–9 over $118 · 10–14 over $128 · 15–19 over $138 · 20–24 over $233 · 25–29 over $253 · 30–34 over $273 · 35–39 over $293.
- Doubled for 10+ over in a 65-mph zone, in a construction zone, or in a designated Safe Corridor.
- Points: 2 (1–14 over), 4 (15–29), 5 (30+).
- The real cost: insurance surcharges for 3 years and, at 6+ points, the MVC surcharge.
NJ speeding fine schedule
| Speed over limit | Fine | With $33 court costs | Doubled zone | Points |
|---|---|---|---|---|
| 1–9 mph | $85 | $118 | $203 | 2 |
| 10–14 mph | $95 | $128 | $223 | 2 |
| 15–19 mph | $105 | $138 | $243 | 4 |
| 20–24 mph | $200 | $233 | $433 | 4 |
| 25–29 mph | $220 | $253 | $473 | 4 |
| 30–34 mph | $240 | $273 | $513 | 5 |
| 35–39 mph | $260 | $293 | $553 | 5 |
| 40+ mph | Court appearance; judge sets fine up to $200+ doubled and may suspend | — | — | 5 |
Doubling applies to speeds of 10 mph or more over the limit in a 65-mph zone, and to any speeding in construction zones and Safe Corridors (posted stretches of state highway). Some tickets require a court appearance regardless of fine: 40+ over, and anything the officer marks “court appearance required.”
The costs that aren’t on the ticket
| Cost | Amount | When |
|---|---|---|
| Insurance surcharge | Commonly 10–30% of premium for 3 years | Any points conviction |
| MVC points surcharge | $150 + $25 per point over 6, per year for 3 years | 6+ points in 3 years |
| Unsafe driving surcharge (if you plead down) | $250 | Plea to 39:4-97.2 |
| Suspension | License loss + $100 restoration | 12+ points |
A 4-point ticket on an $1,800 policy can mean $500–$1,500 in extra premiums over three years, several times the fine. That’s why New Jersey drivers with any existing points should think about pleading rather than paying.
Your options
- Pay it on NJMCDirect: fastest; points post; conviction on record.
- Plead not guilty and ask the municipal prosecutor for a downgrade, typically to unsafe driving (0 points, $250 surcharge) or a lower speed bracket. Common and often granted for first offenses.
- Afterwards, take the defensive driving course to remove 2 points and get the insurance discount. Course guide.
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Frequently asked questions
How much is a speeding ticket in NJ for 10 over?
$95 fine plus $33 court costs, $128 total, and 2 points. Doubled to $223 in a 65-mph zone.
How much is 20 over in NJ?
$200 fine plus $33 costs, $233 total, and 4 points; $433 if doubled.
Do I have to go to court for a speeding ticket in NJ?
Not unless the ticket says “court appearance required” or you plead not guilty. Payable offenses can be resolved online.
Can I take a course to dismiss a speeding ticket in NJ?
No. The defensive driving course removes 2 points after conviction; it doesn’t dismiss the ticket.
Sources: New Jersey Judiciary Statewide Violations Bureau Schedule (speeding, 39:4-98); N.J.S.A. 39:4-98.6 (doubled fines), 39:4-97.2; N.J.A.C. 13:19-10.1. Schedule amounts change; the court’s schedule controls.